Terms of Service - InsuranceTrail

1. Acceptance of Terms

By accessing or using InsuranceTrail, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our site or services.

2. Services and Quotes

InsuranceTrail matches you with licensed insurance agents to provide quotes based on information you share. Quotes are estimates and subject to underwriting and carrier terms. We do not guarantee coverage or pricing until a policy is bound with the carrier.

3. User Responsibilities

You agree that the information you provide is accurate and complete. You are responsible for maintaining the confidentiality of your information and for any activity that occurs under your account or contact details.

4. Communications & Consent

By providing your phone number or email, you consent to communications related to your request. Text message terms, including opt-in and opt-out instructions, are described in our Privacy Policy.

5. Third-Party Carriers and Agents

Insurance policies are underwritten by third-party carriers. InsuranceTrail is not responsible for the terms, pricing, or decisions made by carriers or independent agents.

6. Limitation of Liability

To the fullest extent permitted by law, InsuranceTrail is not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues resulting from your use of our services.

7. Changes to These Terms

We may update these Terms from time to time. Continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

8. Governing Law

These Terms are governed by the laws of the State of Georgia, without regard to its conflict of law principles.

9. Contact Us

Questions about these Terms? Contact us at hello@insurancetrail.com or (555) 123-4567.